Overview

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

Gain valuable exposure to how a bank manages its balance sheet, liquidity, and interest rate risks in an evolving financial environment. As an Asset Liability Management Intern, you’ll work alongside experienced risk professionals to support the measurement and analysis of key balance sheet risks. You’ll have the opportunity to develop your analytical, reporting, and problem-solving skills while contributing to initiatives that strengthen the bank’s risk management and regulatory compliance capabilities.

How You Succeed

To excel in this role, you’ll need to be curious, analytical, and detail-oriented. You’ll work closely with the Asset Liability Management team to monitor risk exposures, generate risk insights, and support reporting and system enhancement initiatives. Your ability to interpret data, identify trends, and continuously seek process improvements will be key to delivering meaningful outcomes and supporting sound risk management practices.

What You Do

Your responsibilities will include:

  • Asset Liability Risk Reporting: support the generation of asset liability management (ALM) risk reports for management monitoring and regulatory reporting purposes
  • Risk Analysis: analyse liquidity and interest rate risk exposures, identify trends, and investigate key drivers behind changes in risk profiles
  • Regulatory Monitoring: gain exposure to regulatory metrics and requirements, including Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), and Economic Value of Equity (EVE)
  • Process Improvement: support the enhancement of reporting processes through automation, dashboard development, and workflow improvements to increase efficiency and reporting accuracy
  • Data Analytics & Insights: assist in consolidating and analysing risk data to support business and risk management decision-making
  • System Enhancement Support: participate in user acceptance testing (UAT) and validation activities for ALM system enhancements and parameter updates
  • Ad-hoc Projects: provide support on risk management initiatives, projects, and assignments as required

Who You Work With

Group Market Risk Management plays a critical role in safeguarding the bank’s financial resilience and supporting sustainable growth. Within the Asset Liability Management team, you’ll work alongside risk professionals responsible for monitoring liquidity, funding, and interest rate risks across the bank’s balance sheet. You’ll gain valuable insights into how risk management, treasury, finance, and business teams collaborate to manage regulatory requirements and maintain the bank’s financial strength.

Who You Are

  • Open to learning and feedback
  • Strong analytical and numerical skills
  • Curious about banking, financial markets, and risk management
  • Detail-oriented and comfortable working with large datasets
  • Strong problem-solving and critical-thinking abilities
  • Good communication skills and ability to work well with others
  • Proficient in Microsoft Excel and PowerPoint
  • Ability to analyse data and present findings clearly
  • Currently pursuing an undergraduate or postgraduate degree

Learning Objectives

This internship will provide you with:

  • A strong understanding of asset and liability management concepts, including liquidity and interest rate risk management in the banking book
  • Hands-on experience preparing and analysing ALM risk reports for management and regulatory purposes
  • Exposure to regulatory risk metrics such as Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), and Economic Value of Equity (EVE)
  • Opportunities to develop data analysis, reporting, and risk assessment skills
  • Experience supporting process automation, dashboard development, and reporting enhancements
  • Exposure to risk management systems, user testing, and system improvement initiatives
  • Insights into how banks manage balance sheet risks while maintaining financial stability and regulatory compliance
  • Opportunities to strengthen stakeholder management and communication skills within a professional risk management environment

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

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About

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.