Overview

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

Be part of a team that supports the risk management and credit decision-making process for financial institutions worldwide. As a Credit Analyst Intern within Global Financial Institutions, you’ll gain valuable exposure to credit analysis, financial assessment, and banking risk management. You’ll have the opportunity to develop your analytical and problem-solving skills while working on initiatives that support informed credit decisions and strengthen the bank’s risk management framework.

How You Succeed

To excel in this role, you’ll need to be analytical, detail-oriented, and eager to learn. You’ll work closely with the team to analyse financial information, conduct research, and support credit-related initiatives. Your ability to interpret data, communicate findings clearly, and collaborate with stakeholders will help you contribute meaningfully while building a strong foundation in credit analysis and risk assessment.

What You Do

Your responsibilities will include:

  • Financial Research: conduct research using public sources, internal systems, and commercial databases to support credit assessments and portfolio reviews
  • Financial Analysis: perform financial spreading and analysis of financial institutions (FIs) and non-bank financial institutions (NBFIs) to support credit evaluation
  • Credit Assessment Support: assist in reviewing financial information, analysing performance trends, and supporting the credit analysis process
  • Stakeholder Engagement: liaise with internal stakeholders to gather updated information and support ongoing credit reviews
  • Risk Management Initiatives: contribute to departmental initiatives and projects, including rating model enhancements, system migrations, and process improvement efforts
  • Process Improvement: identify opportunities to enhance workflows, strengthen controls, and improve operational efficiency
  • Ad-hoc Tasks: provide support on other credit-related projects and assignments as required

Who You Work With

Global Transaction Banking supports clients through a comprehensive range of transaction banking solutions across markets and industries. Within the Global Financial Institutions team, you’ll work alongside experienced credit professionals responsible for assessing and managing credit exposures to financial institutions and non-bank financial institutions. You’ll gain valuable insights into risk management, credit assessment methodologies, and the role of credit analysis in supporting sound banking decisions.

Who You Are

  • Open to learning and feedback
  • Strong interest in finance, credit analysis, and risk management
  • Analytical, detail-oriented, and intellectually curious
  • Able to interpret financial information and draw meaningful insights
  • Good communication and interpersonal skills
  • Comfortable working with data and conducting research
  • Familiarity with finance concepts and financial statements
  • Organised and able to manage multiple priorities effectively
  • Currently pursuing an undergraduate degree

Learning Objectives

This internship will provide you with:

  • Exposure to the credit assessment process for financial institutions and non-bank financial institutions
  • Understanding of financial analysis and credit risk management within a banking environment
  • Practical experience analysing financial statements and performing financial spreading
  • Insights into how credit rating models are developed and applied
  • Exposure to risk management initiatives, system enhancements, and process improvement projects
  • Opportunities to develop analytical, research, and stakeholder management skills
  • A deeper understanding of the role of credit analysis in supporting prudent banking decisions and portfolio management

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

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About

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.