Overview

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join
As a Portfolio Risk Analytics professional at OCBC, you’ll play a critical role in shaping the bank’s risk management strategy. You’ll work with a talented team to identify, assess, and mitigate risks that impact our portfolio. If you’re passionate about data analysis and risk management, this role offers a unique opportunity to make a meaningful impact.

How you succeed
To succeed in this role, you’ll need to combine technical expertise with business acumen. You’ll work closely with stakeholders to understand their risk management needs and develop analytics solutions that meet those needs. You’ll also need to stay up-to-date with industry trends and regulatory requirements, and be able to communicate complex risk concepts to non-technical stakeholders.

What you do

  • Support the enhancement and delivery of Loan Lifecyle Management system initiatives, including application scorecard, credit underwriting rules and credit decision workflows

  • Execute credit decision system configuration, testing and deployment activities in line with approved credit policies and project plans

  • Support the automated testing tools using data-driven approaches to enable timely and controlled rollout of credit policy and system changes

  • Work closely with Credit Risk, Business, and Technology teams to translate credit policies and requirements into effective system configurations and solutions

  • Provide system support for projects, enhancements, and issue resolution related to consumer credit risk systems

Who you are

  • Minimum 3 years of relevant experience in the financial services industry, preferably in credit risk systems, data analytics, or application development roles

  • Experience supporting the implementation or enhancement of credit decisioning systems; exposure to machine learning models is an advantage

  • Good technical knowledge in:

  • Python programming

  • Microservices-based systems

  • Automated testing frameworks and solutions

  • Experience with FICO BLAZE and/or ACCELQ is an advantage.

  • Strong analytical and problem-solving skills, with the ability to work effectively with both business and technology stakeholders

  • Degree in a quantitative or technical discipline with substantial analytical and/or programming content

Who you work with

Group Risk Management works independently to protect, build, and drive our businesses. The team support good decision-making. With strong risk analysis. And a crucial, comprehensive role in sharpening our competitive edge. Optimizing risk-adjusted returns. It’s about seeking and adopting best-in-class practices. Protecting the group from unforeseen losses. Keeping risk within appetite. Embracing change and managing growth in one of the world’s strongest banks.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

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About

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.