Overview

Global Commercial Banking

Credit Analyst, Global Commercial Banking – EB Real Estate & Construction – (240001S1)

Description

 

Why join:

We welcome individuals with keen credit risk awareness, someone who embrace challenges, is adaptable with growth mindset and possesses strong communication skills to join us.  As a member of the Team, you will have the opportunity to further enhance your credit experience and be exposed to the Real Estate and Construction portfolio.

What you do: 

  • You will be responsible for assessing credit risk associated with commercial banking customers in the Real Estate and Construction sectors, analysing financial statements, cashflow projections, industry trends and other relevant information as well as providing recommendations to support credit decision-making.
  • Liaise closely with Relationship Managers to gather information for credit evaluation of the customers.
  • Draft the credit review in compliance with the Bank’s policies & procedures and regulatory requirements to contribute to the overall risk management framework of the Bank.
  • Stay updated on industry trends, economic conditions and regulatory changes that may impact credit risk and provide insights in the credit assessment.
  • Liaise with Credit Managers to have the credit review approved on time.

 

Qualifications

 

Who you are

  • Self-driven with strong analytical skills.
  • Excellent written skills, strong communication and interpersonal skill to build and maintain effective collaborative relationships with Relationship Managers, Credit Managers and other stakeholders to ensure smooth credit processes and timely resolution of issues.
  • Strong attention to detail and able to work independently and collaboratively in a team.
  • Excellent time management to prioritize and manage multiple tasks & deadlines.
  • Knowledge of commercial lending will be useful; proficiency in Microsoft Office applications especially in Word, Excel will be helpful. 

Who you work with 

  • Relationship Managers, Credit Approvers
  • Stakeholders who play a role in the entire credit review process

Who we are 

Singapore’s longest established bank, we’ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On. In everything we do.

And so whether you want innovate needs-based financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

 

Primary Location

: Singapore

Job

: Commercial Banking

Organization

: Global Commercial Banking

Schedule

: Permanent

: Full-time

Job Posting

: 03-Dec-2024, 9:37:23 AM

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About OCBC Bank

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.