Overview
Group Risk Management Division
Description
Roles and Responsibilities: –
- To assess/approve credit proposals and reviews within lending authority limit in accordance with the Bank’s risk appetite, credit underwriting standard, credit policy and in compliance with regulatory requirements.
- To proactively manage assigned portfolio of customers with early escalation of problem accounts for closer monitoring and appropriate account classification.
- To promptly initiate ad-hoc portfolio review or stress test in response to market events/developments that may have an impact on customers’ credit quality with follow-up action plan to minimise/mitigate identified risks.
- To contribute to Business Unit’s business growth without compromise on credit quality/ standards through appropriate transaction structuring and taking a balanced approach.
- To undertake ad hoc projects/tasks as may be required from time to time.
Qualifications
Requirements:
University degree with at least 15 years of relevant banking experience in client relationship management and/or credit risk approval covering large corporate or SME customers. - Possess strong credit analytical skill with ability to work independently and good understanding of loan documentation as well as credit processes.
- Strong interpersonal and stakeholder management skills.
- Able to work under pressure with tight turnaround time.
- Experience in commodity financing transactions, merger & acquisition transactions or covering Chinese corporate segment would be an added advantage.
Primary Location
: Singapore
Job
: Credit Risk
Organization
: Group Risk Management Division
Schedule
: Permanent
Job Posting
: 11-Mar-2025, 6:31:02 AM
About OCBC Bank
OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.
OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.
OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.
OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.
OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.