Overview

Hybrid
OCBC Singapore
Full time
JR00000391

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Responsibilities :

  • Evaluate credit applications, ratings, and transactional approvals for existing and new project finance and structured finance transactions, originated across the Bank’s global network.
  • Provide credit decisions / approvals on credit propositions/ reviews, temporary excesses and transactional exceptions within authorized lending authority limits.
  • Engage with business units on potential opportunities including joint client, transactional calls, conduct due diligence and site visits where necessary and provide guidance and advice on facility structures, terms to mitigate risks effectively.
  • Monitor sector/industry developments and maintain proactive oversight of allocated portfolios and clients from a client-specific, industry and country perspectives. Work closely with business units to identify early warning signs and provide timely & sound credit risk mitigation strategies for potentially weak credits for early remediation.
  • Perform targeted portfolio reviews in response to events/developments that may have an adverse impact on the overall credit quality of exposures, portfolios and formulate action plans to minimize / manage risks identified.
  • Provide thought leadership and risk guidance for new business initiatives with a view to develop credit and policy guidelines. Undertake adhoc tasks/ projects as may be required from time to time, including active participation in change initiatives to drive efficiency.
  • Support, coach and mentor relationship managers and team members, fostering a strong and collaborative work environment.

Requirements:

  • Minimum 15 to 20 years of experience in the banking sector in Credit Approval and/or Product Management (Project Finance, Structured Finance) and/or Relationship Management, with a particular preference for multi-functional experience.
  • Strong credit/risk assessment and analytical skills with proven ability to work independently and as part of a credit risk team.
  • Good understanding of credit and loan documentation processes and wholesale banking products, particularly project/ asset-back financing or structured lending.
  • Proven experience in having worked on a broad range of industries and client types across multiple jurisdictions globally.
  • Excellent communication and stakeholder management skills, with an ability to clearly articulate and defend credit views to business counterparts and senior management.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

Tagged as:

About OCBC Bank

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.