Overview

Onsite
OCBC Singapore
Full time
JR00000103

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Roles and Responsibilities: –

  • To lead a team of credit managers and manage portfolio quality of the team.
  • To assess/approve credit proposals and reviews within lending authority limit in accordance with the Bank’s risk appetite, credit underwriting standard, credit policy and in compliance with regulatory requirements.
  • To proactively manage assigned portfolio of customers with early escalation of problem accounts for closer monitoring and appropriate account classification.
  • To promptly initiate ad-hoc portfolio review or stress test in response to market events/developments that may have an impact on customers’ credit quality with follow-up action plan to minimise/mitigate identified risks.
  • To work closely with Business Unit to achieve business growth and the Bank’s strategic objectives without compromise on credit quality standards through appropriate transaction structuring and taking a balanced approach.
  • To undertake ad hoc projects/tasks as may be required from time to time.

Requirements: –

  • University degree with at least 20 years of relevant banking experience in client relationship management and credit risk approval covering large corporates and/or SMEs from diversified industries.
  • Possess sharp business acumen and strong credit analytical skill with ability to make timely credit decisions.
  • Demonstrate track record in leading a team and managing senior stakeholders.
  • Able to work under pressure with tight turnaround time.
  • Strong leadership qualities, stakeholder management and interpersonal skills.
  • Good understanding of credit processes, loan documentation and able to keep abreast of latest market/industry developments.
  • Experience in merger & acquisition financing transactions would be an added advantage.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

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About OCBC Bank

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.