Overview

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

 Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

 We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Why Join

As a key member of our Risk team, you’ll play a vital role in managing credit risk. You’ll work closely with relationship managers to assess creditworthiness, identify potential risks, and develop strategies to mitigate them. It’s a challenging and rewarding role that requires strong analytical skills, attention to detail, and excellent communication skills.

How you succeed

To succeed in this role, you’ll need to stay up-to-date with market trends, regulatory requirements, and industry developments. You’ll work closely with cross-functional teams to identify and assess credit risks and develop effective risk management strategies. Your ability to analyze complex data, think critically, and communicate effectively will be essential in driving business growth while managing risk.

Roles and Responsibilities:

  • Providing independent assessment of credit and other related risks aspects of corporate, commercial and institutional real estate loan transactions as a senior credit approver to ensure alignment with internal credit underwriting standards, policies and regulatory requirements.

  • Working with relationship managers and business teams globally to provide transaction guidance, identify suitable business opportunities and maintain a good quality loan portfolio jointly with Business Units.

  • Assisting in the proactive portfolio management of the global wholesale real estate loan portfolio, including but not limited to assessing credit reviews, conducting periodic and thematic industry/portfolio reviews, portfolio stress test exercises, and monitoring portfolio and concentration risks on the back of evolving and dynamic market conditions.

  • Identifying and providing timely and sound credit risk mitigation strategies on potentially weaker credits for early remediation.

Requirements:

  • University degree with around 20 years of banking experience in marketing/ relationship management and/or credit responsibilities for corporate/commercial real estate transactions. Experience in credit risk approval for real estate financing transactions will be useful.

  • Good knowledge and experience of the real estate industry across various geographical markets.

  • Strong credit and analytical skills with proven ability to work independently and as part of a team.

  • Good understanding of the credit process from loan origination, structuring, approval, documentation, implementation and on-going monitoring.

  • Excellent communication skills to all stakeholders and senior management.

Who we are
As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation.
But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

What we offer
Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Equal opportunity. Fair employment. Selection based on ability and fit with our culture and values. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

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About

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.