Overview

Group Wholesale Credit Risk Management

VP/ ED Senior Credit Risk Manager (Emerging Business Risk) – (2500009R)

Description

 

Roles and Responsibilities: 

Regional (75%)

  • Contribute to Regional EmB Loan “Global Design, Local Implementation” strategies and translate strategies into actionable plans for countries
  • Alignment of Subsidiary CRMs to Group CRM and provide oversight and guidance to Subsidiary CRMs on:
    • Credit Policy
    • Credit Framework
    • Credit Programs
    • Credit Procedures / Processes
    • Products and Propositions e.g. Test Programs, Mid-Market, Serial Entrepreneur
    • Systems e.g. LUMOS, CDMS
  • Pollinate credit best practices across the Region
  • Responsible for renewal of Group Credit Policies and dissemination to Subsidiary CRMs
  • Support Subsidiary CRMs to achieve satisfactory Credit Risk Review through oversight and sharing of regional findings / experience

Group (25%)

  • Support Business Unit in achieving its lending goals while maintaining sustainable credit risks through:
  • Prudent credit assessment of non-STP Credit Proposal and Credit Memo
  • Ensure approval complies with regulations, credit policies, product program guidelines and within Lending Authority Limit
  • Ensure no new account turning NPL within 12 months from non-STP approval
  • Jointly achieve satisfactory internal and external audit ratings

 

Qualifications

 

 Requirements:

  • At least 10 yrs of credit / frontline related experience with regional exposure
  • Good understanding of:
    • Small Business Banking products and industries
    • Portfolio / Delinquency credit framework 
  • Able to translate strategies into action plans and successful implementation
  • Strong interpersonal, communication and effective negotiation skills
  • Strong management and supervisory skills
  • Strong analytical and quantitative skills and attention to detail
  • Adaptive and sensitive to cultural requirements to achieve desired results
  • Self-motivated and able to work both independently and within a team
  • MS Excel and data analytics skills

 

 

Primary Location

: Singapore

Job

: Credit Risk

Organization

: Group Wholesale Credit Risk Management

Schedule

: Permanent

: Full-time

Job Posting

: 25-Mar-2025, 12:51:01 PM

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About OCBC Bank

OCBC is the longest established Singapore bank, formed in 1932 from the merger of three local banks, the oldest of which was founded in 1912. It is now the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with an Aa1 rating from Moody’s. Recognised for its financial strength and stability, OCBC is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.

OCBC and its subsidiaries offer a broad array of commercial banking, specialist financial and wealth management services, ranging from consumer, corporate, investment, private and transaction banking to treasury, insurance, asset management and stockbroking services.

OCBC’s key markets are Singapore, Malaysia, Indonesia and Greater China. It has more than 570 branches and representative offices in 19 countries and regions. These include about 300 branches and offices in Indonesia under subsidiary Bank OCBC NISP, and over 90 branches and offices in Mainland China, Hong Kong SAR and Macau SAR under OCBC Wing Hang.

OCBC’s private banking services are provided by its wholly-owned subsidiary Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC's insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia. Its asset management subsidiary, Lion Global Investors, is one of the largest private sector asset management companies in Southeast Asia.